Montreal Mortgage Broker · Refinancing Specialist
Best 3 year fixed conventional: 4.49%

Your mortgage termsCan Work Harder.Let's find a better deal for you.

Whether you want to access equity, reduce your monthly payment, or restructure your amortization — I compare 50+ lenders to find the right refinancing path for your situation.

  • Access up to 80% of your home's appraised value
  • Compare rates across 50+ lenders — not just one bank
  • Free consultation. No credit check to get started.
Or call directly: (514) 962-3142

▶ Watch my intro

300+Satisfied clients
12+Years of experience
50+Lenders & programs
FreeConsultation

Loading reviews...

PROCESS

How refinancing works with Cristian

A clear, pressure-free process built around your financial goals.

1

Tell me about your mortgage

Your current balance, home value, remaining amortization, and what you want to achieve — takes about 2 minutes.

2

I compare your options

Quebec refinancing rules, stress test, and live rates from 50+ lenders — all applied to your specific situation.

3

You refinance with confidence

See your new payment, equity position, and potential savings — before you sign a single document.

We work with major lenders

REFINANCE CALCULATOR

See your refinancing numbers — instantly

Enter your current mortgage details to see your new payment, available equity, and potential monthly savings.

Step 1 of 3Your Mortgage

Step 1 of 3

Tell us about your current mortgage

This helps us calculate your equity position and refinancing potential.

$
$
Equity available (80% LTV)$80,000
No credit checkFree to useNo obligation

READY TO REFINANCE

Your equity is an asset — use it strategically.

Free consultation. No pressure. Just honest, clear advice on your refinancing options.

Mortgage Refinancing Montreal | Cristian Mardari — 50+ Lenders | Cristian Mardari